By using Sooner (freepaperless.neocities.org/sooner3), you agree to these Terms & Conditions. If you do not agree, please do not use the service.
Sooner is a self-service bank statement analyzer. It calculates totals, income, debit orders, debt ratio, and leftover money for informational purposes only.
Your data is processed entirely in your browser; nothing is uploaded to our servers. We do not store, collect, or share your personal bank information. We comply with POPIA and strive to protect your data.
Any links to external services (agents, lenders, WhatsApp contacts) are provided for convenience only. We do not endorse or guarantee their services or terms.
Sooner and its owners are not liable for any financial loss, miscalculation, or damages arising from the use of this service. Users accept full responsibility for decisions made using the tool.
Sooner may update these Terms & Conditions at any time. Users are responsible for reviewing changes. Continued use constitutes acceptance of updated terms.
This automatic calculator is optimized for Capitec Bank statements only. Results may be inaccurate or incomplete for other banks unless you’re using the Premium version. Always double-check totals before relying on them.
For questions or feedback, email: support@freepaperless.me